For Sale: Saint Paul MLS# 6645223
Active
NEW!
$299,500
Multi-family: Duplex Up and Down
Built 1925
1,500 sqft • 0.14 acres
St. Paul schools
MLS# 6645223
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Property Description
Both units are occupied. All showings must have 24 hoursâ?? notice minimum. Garage access will be given at 2nd showing.
Versatile Duplex with Exponential Income Potential
Discover this exceptional duplex offering incredible flexibility and investment opportunities. Situated near public transportation, this property features a thoughtfully designed layout:
â?¢ Upper-Level Studio Unit: A cozy, sunlit studio perfect as an artist retreat, or short-term rental. Great for an Owner Occupant wanting to live minimally. Unit has electric baseboard heat as supplemental
â?¢ Spacious 3 bed 2 bath Unit: Boasts hardwood flooring, original woodwork, French doors enclose sunny reading nook, large front entryway. Unit has 2 levels: 2 bedrooms up and 1 main level.
â?¢ Bonus Opportunity: The basement offers the potential to develop a third unit, allowing for additional rental income or an in-law suite. Preliminary layout possibilities include another studio or a 1 bedroom configuration (buyer to verify zoning and permits).
Additional Features:
â?¢ Detached 2-car garage with added storage space.
â?¢ Backyard space, ideal for relaxation or entertaining.
â?¢ Convenient access to local shops, dining, and public transportation.
â?¢ Forced Air Heat with supplemental heat in upper unit.
-Replaced almost all new windows in 2022
This duplex is perfect for investors seeking multi-unit income or owner-occupants looking to offset their mortgage, with rental income.
Both units currently rented with leases that expire by May 2025 but tenants may want to extend
Listing
Listing Status:
Active
Contingency:
None
List Price:
$299,500
Price per sq ft:
$200
Property Type:
Multi-family
City:
Saint Paul
Garage Spaces:
2
County:
Ramsey
Year Built:
1925
State:
MN
Property Style:
Duplex Up and Down
Zip Code:
55106
Neighborhood/Area:
Greater East Side
Subdivision Name:
Birminghams Park
Interior
Finished Area:
1,500 ft2
Living Area:
1,500 ft2
Ranges:
One Per Unit
Refrigerators:
One Per Unit
Basement Details:
Full
Exterior
Stories:
Two
Garage Spaces:
2
Garage Dimensions:
24X24
Garage Size:
576 ft2
Foundation Size:
888 ft2
Fencing:
Chain Link
Handicap Accessible:
None
Road Responsibility:
Public Maintained Road
Heating System:
Forced Air
Parking Features:
Detached
Road Frontage:
City Street
Exterior Material:
- Metal Siding
- Vinyl Siding
Lot & Land
Acres:
0.14
Geolocation:
44.966985, -93.026733
Lot Dimensions:
40X148
Zoning:
Residential-Multi-Family
Schools
School District:
625
District Phone:
651-767-8100
Expenses
Annual Caretaker Expense:
None
Annual Electric Expense:
$1
Annual Fuel Expense:
$1
Annual Insurance Expense:
$1,702
Annual Maintenance Expense:
None
Annual Gross Expense:
$1
Annual Trash Expense:
None
Annual Water/Sewer Expense:
None
Tenant Expenses:
All Utilities, Cable TV, Electricity, Gas, Insurance, Sewer, Trash Collection
Financial & Taxes
Tax Year:
2024
Annual Taxes:
$6,198
Lender-owned:
No
Assessment Pending:
No
Taxes w/ Assessments:
$6,198
Income
Annual Gross Income:
$11,230
Units
Total Units:
2
Miscellaneous
Fuel System:
Natural Gas
Owner Occupied:
No
Sewer System:
City Sewer/Connected
Water System:
City Water/Connected
Mortgage Calculator
Use this calculator to estimate your monthly mortgage payment, including taxes and insurance. Simply enter
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This amortization schedule shows how much of your monthly payment will go towards the principle and how
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| Year | Principal | Interest | P&I | Balance |
Local Home Mortgage Professionals
651-253-2144
Jason & Kim Stone
Branch Manager & Co-Branch Manager
Fairway Mortgage NMLS#1018649
Jason Stone joined Fairway Independent Mortgage Corporation in October 2017, as a Producing Branch Manager with over 15 years of experience in the mortgage industry. Throughout his career, Jason has originated over $500,000,000 in residential loan volume and has helped several thousand customers with their home financing needs. Jason was named Minneapolis Magazine: Super Mortgage Professional in 2018-2023, Scotsman Guide: Top Mortgage Originator 2019-2022, and Minnesota Housing: Platinum Leander. He is also a retired volunteer firefighter for the city of Mendota Heights, MN which is one of the reasons he’s a Home for Heroes affiliate lender.
Kim Stone joined Fairway Independent Mortgage Corporation in August 2021, as Co-Branch Manager and Loan Officer. Kim leverages her previous experience as a leader in the non-profit sector to provide care and support throughout each home financing transaction. She has a bachelor’s degree in Communication and Marketing from Minnesota State University, Mankato and a master’s degree in International Business from Nova Southeastern University in Ft Lauderdale, FL.
Leveraging more than 20 years of combined industry experience, the Stone Mortgage Team of Fairway Independent Mortgage Corporation, considers customer service as a way of life. Not only are we dedicated to finding great rates for our customers, but we also offer some of the fastest turn times in the industry. We pride ourselves on being personable, knowledgeable, accessible and reliable. Financing a home is one of the biggest commitments you will ever make - let us help guide you throughout the entire loan process from application to closing and beyond.
Kim Stone joined Fairway Independent Mortgage Corporation in August 2021, as Co-Branch Manager and Loan Officer. Kim leverages her previous experience as a leader in the non-profit sector to provide care and support throughout each home financing transaction. She has a bachelor’s degree in Communication and Marketing from Minnesota State University, Mankato and a master’s degree in International Business from Nova Southeastern University in Ft Lauderdale, FL.
Leveraging more than 20 years of combined industry experience, the Stone Mortgage Team of Fairway Independent Mortgage Corporation, considers customer service as a way of life. Not only are we dedicated to finding great rates for our customers, but we also offer some of the fastest turn times in the industry. We pride ourselves on being personable, knowledgeable, accessible and reliable. Financing a home is one of the biggest commitments you will ever make - let us help guide you throughout the entire loan process from application to closing and beyond.
It would be our pleasure to assist you with your home purchase!
Listing provided by RMLS,
courtesy of Ruby Realty.
Disclaimer: The information contained in this listing has not been verified by TheMLSonline.com and should be verified by the buyer.
Disclaimer: The information contained in this listing has not been verified by TheMLSonline.com and should be verified by the buyer.