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Active NEW!
$285,000
/mo Edit
Multi-family:  Duplex Up and Down
Built 1907
1,587 sqft • 0.12 acres
St. Paul schools
MLS# 6629819
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    Property Description

    This pristine owner-occupied duplex with tons of original charm has been lovingly maintained over a 26-year ownership. The property features beautiful original wood floors (Maple and Birch), high ceilings, and a bright, open layout that creates a welcoming, spacious feel. Each unit has been freshly painted, and both kitchens have a retro vibe that adds to the character. Main level 1-bedroom has sunroom with French doors; upper unit has 2 bedrooms, a large living room, plus an unfinished attic. The attic provides tons of room for storage and an opportunity to add equity by finishing the space. Recent upgrades in 2023 include a new roof, gutters, and window trim wrapping; new refrigerator 2021; new toilet 2024. Updated electrical panel, separate utilities, shared laundry, basement storage rooms & front porch. You'll love the private backyard with a driveway, 2 car garage, and no alley. The yard offers room to garden and entertain guests. Ideal quiet street located close to Horton Park, Groundswell coffee, Como bike trails, and Hamline University. There are no tenants or leases in place currently, owner lives upstairs. Both units will be vacant upon sale. This duplex is a perfect property to owner occupy while getting future rental income, with great potential to add equity by finishing the top floor!

    Listing

    Contingency: None
    Price per sq ft: $180
    City: Saint Paul
    County: Ramsey
    State: MN
    Property Style: Duplex Up and Down
    Zip Code: 55104
    Neighborhood/Area: Hamline-Midway

    Interior

    Living Area: 1,587 ft2
    Ranges: Two
    Refrigerators: Two
    Basement Details: Full

    Exterior

    Stories: More Than 2 Stories
    Garage Spaces: 2
    Garage Size: 600 ft2
    Foundation Size: 600 ft2
    Fencing: Wood
    Handicap Accessible: None
    Heating System:
    • Boiler
    • Forced Air
    Parking Features:
    • Concrete
    • Detached
    Shared Amenities:
    • Common Laundry
    • Porch
    Exterior Material:
    • Aluminum Siding
    • Vinyl Siding
    Roof Details: Age 8 Years or Less

    Lot & Land

    Acres: 0.12
    Geolocation: 44.96411, -93.155858
    Lot Dimensions: 40 X 134

    Schools

    School District: 625
    District Phone: 651-767-8100

    Expenses

    Annual Caretaker Expense: None
    Annual Electric Expense: None
    Annual Fuel Expense: None
    Annual Insurance Expense: None
    Annual Maintenance Expense: None
    Annual Gross Expense: None
    Annual Trash Expense: None
    Annual Water/Sewer Expense: None
    Tenant Expenses: Electricity, Gas

    Financial & Taxes

    Tax Year: 2024
    Annual Taxes: $3,878
    Lender-owned: No
    Assessment Pending: No
    Taxes w/ Assessments: $3,878

    Income

    Annual Gross Income: $10,260

    Units

    Total Units: 2

    Miscellaneous

    Fuel System: Natural Gas
    Owner Occupied: Yes
    Sewer System: City Sewer/Connected
    Water System: City Water/Connected

    Mortgage Calculator

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    Local Home Mortgage Professionals

    651-253-2144
    Jason & Kim Stone
    Branch Manager & Co-Branch Manager
    Fairway Mortgage    NMLS#1018649
    Jason Stone joined Fairway Independent Mortgage Corporation in October 2017, as a Producing Branch Manager with over 15 years of experience in the mortgage industry. Throughout his career, Jason has originated over $500,000,000 in residential loan volume and has helped several thousand customers with their home financing needs. Jason was named Minneapolis Magazine: Super Mortgage Professional in 2018-2023, Scotsman Guide: Top Mortgage Originator 2019-2022, and Minnesota Housing: Platinum Leander. He is also a retired volunteer firefighter for the city of Mendota Heights, MN which is one of the reasons he’s a Home for Heroes affiliate lender.

    Kim Stone joined Fairway Independent Mortgage Corporation in August 2021, as Co-Branch Manager and Loan Officer. Kim leverages her previous experience as a leader in the non-profit sector to provide care and support throughout each home financing transaction. She has a bachelor’s degree in Communication and Marketing from Minnesota State University, Mankato and a master’s degree in International Business from Nova Southeastern University in Ft Lauderdale, FL.

    Leveraging more than 20 years of combined industry experience, the Stone Mortgage Team of Fairway Independent Mortgage Corporation, considers customer service as a way of life. Not only are we dedicated to finding great rates for our customers, but we also offer some of the fastest turn times in the industry. We pride ourselves on being personable, knowledgeable, accessible and reliable. Financing a home is one of the biggest commitments you will ever make - let us help guide you throughout the entire loan process from application to closing and beyond.
    It would be our pleasure to assist you with your home purchase!

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    Listing provided by RMLS, courtesy of Keller Williams Integrity Realty.
    Disclaimer: The information contained in this listing has not been verified by TheMLSonline.com and should be verified by the buyer.